Life, Disability and Long-Term Insurance Planning
A review of risks is an important part of the financial planning process. While some risks are difficult to mitigate, for others insurance can be a useful tool. We help you understand the complexities of your current policies, and evaluate whether you and your family are adequately protected, ensuring that you have suitable levels and types of coverage in place.Learn More
To assist you in insurance planning, we:
- Assess your current insurance coverage. We conduct an extensive review of existing policies, interpreting complicated policy language to clarify benefits, features and schedules. We identify employer-provided benefits and examine beneficiary designations to ensure they are up to date.
- Analyze your life and disability insurance requirements, both now and in the foreseeable future, to determine whether current levels of coverage are adequate.
- Recommend changes to existing coverage and policy structures. We may suggest that certain policies be surrendered, exchanged or extended, depending upon your needs.
- Evaluate proposals for additional insurance, based on product type, principal features and cost vs. benefit.